A mobile wallet
Organize and manage your money your way.
Send money to family and friends in over 60 countries.
Your free Venti wallet comes with a virtual debit card, physical debit card, and up to 3 companion cards.
Earn 3% annual percentage yield (APY) on your wallet balance
Mobile Wallet Funds are not FDIC insured.
Venti is a financial technology company, not a bank.
- Over 60 countries
- Up to 3 companion cards
- No set-up or monthly fees
How it works
Open your wallet, add money, sort it, then send or spend
Create your wallet
Enroll on our website. You need a password, a 4-digit PIN and a security question you choose. An email address is optional.
There are no set-up or monthly fees.
Add money
Load cash through a network of over 100,000 retail locations, or load money from a bank account, credit card or debit card. You can even request funds from other users.
Have your payroll sent right to your debit card and get paid 2 days early.
Sample screen
Sort it
Organize and manage your money your way.
Create custom sub accounts to manage your money.
Send or spend
Send money globally in real time from your phone.
Send money to other Venti wallets for FREE.
Pay with your debit cards in stores and online. Take out cash at ATMs.
Your wallet
Earn 3% annual percentage yield (APY) on your wallet balance
Mobile Wallet Funds are not FDIC insured.
All funds loaded to your Venti debit cards are FDIC insured.
Keep money in your Venti wallet and earn 3% annual percentage yield (APY).
- No initial deposit or minimum balance needed to open your wallet
- No set-up or monthly fees
- Send and receive money between Venti wallets for FREE
- See all your balances in one place in the app.
My Sub Accounts
Organize and manage your money your way.
FDIC insurance at a glance
Your Venti debit cards
FDIC insured
Sub Accounts
Create custom sub accounts to manage your money. All balances on your sub accounts receive 3% APY.
How money moves through your Venti wallet
Load Money
Financial institutions
- A U.S. bank account (ACH)
- A credit card
- A debit card
Other ways
- Authorized retail locations
- Participating ATMs
- Employer payroll
- Money other people send you
- Request Funds
- Mobile Wallet Balance
- Virtual Card Balance
- Physical Card Balance
- Sub Accounts
- International Money Movement
- Buy and Sell Gold and Silver
Your Venti wallet- Payroll Deposit
- Request Funds
Send and spend
In the U.S.
- Other Venti wallets
- A U.S. bank account
- PayPal or Venmo
- Any U.S. debit card
To other countries
- Mobile wallets in other countries
- Bank accounts in other countries
- Cash pick-up in other countries
With your debit cards
- Retail store purchases
- Online transactions
- ATM withdrawals
Earn 3% annual percentage yield (APY) on your wallet balance
Mobile Wallet Funds are not FDIC insured.
All funds loaded to your Venti debit cards are FDIC insured.
Not FDIC insured. Not a bank deposit. May lose value.
Like all investments, there’s potential for gains and losses so take charge and decide your pace.
How much are the VENTI Mobile Wallet Fees?
| Transaction | Cost |
|---|---|
| Load funds from any U.S. checking/savings account | $1.00 per transaction |
| Transfer funds to any U.S. checking/savings account | $1.00 per transaction |
| Load funds from a credit card (limit of $250 per individual load) | 5% of transaction |
| Mobile Wallet to Mobile Wallet Transfers (Send & Receive) | FREE |
| Transfer funds to Virtual, Physical, Companion Debit Card | FREE |
| Request Funds / Micro Payments Merchant Processing | FREE |
Truth In Saving Disclosure
- Initial Deposit and Balance
- There is no initial deposit or minimum balance required to open this Account.
- Annual Percentage Yield ("APY")
- 3.00%
- ATM Fees (domestic or international)
- There are no ATM fees charged by Bank; ATM provider may charge a separate fee. Venti Transaction Fee $1.50
- Foreign Exchange Fee
- 3.00%
- Debit Card Shipping
- $6.99
- Additional Fee Disclosure
- You may be responsible for transaction fees for other services available within the Platform.
- US & International Pin Transaction
- $.50
APY is correct as of today's date, but is subject to change at any time.
Send money
Send money to family and friends
Send money globally in real time from your phone.
Transfer money to over 60 countries.
You can also send money to over 80% of the world’s population in over 60 countries.
Need to pay or request funds from a friend or loved one?
Ask someone to pay you with Request Funds. It is FREE.
Where your money can go
In the U.S.
-
Other Venti walletsSend and receiveFREE
-
A U.S. bank account$1.00 per transaction
-
PayPal or Venmo$1.50
-
Any U.S. debit card$1.50
To other countries
-
Mobile wallets in other countries$2.00
-
Bank accounts in other countries$3.00
-
Cash pick-up in other countries$4.00
Sending money to another country costs $4.00 or less.
Before you send, the app shows the exchange rate, the fee and how much will arrive.
In the app, tap Move Money Globally.
Debit cards
Your Visa® debit card, and cards for your family
Get a virtual card to shop online and a physical card for stores and ATMs.
Virtual debit card
For shopping online.
Physical debit card
For stores and ATMs.
Your pay on your card
Your pay can go right to your card.
Balance in real time
Get your balance in real time on your virtual and physical debit cards.
Move money back
Move money back to your wallet at any time.
Moving money from your wallet to your own debit cards is FREE.
Pay with your debit cards in stores and online. Take out cash at ATMs.
Cards for your family
Add up to 3 companion cards for the people you care for.
They get their own card to buy things online, use at retail, or withdraw funds at ATMs.
Monitor their transaction activity and stay in control.
Suspend your account with one click.
You can also suspend your debit card(s) in real time.
Get your pay on your Venti debit card
- Your pay can go right to your card.
- Have your payroll sent right to your debit card and get paid 2 days early.
- Once you receive your debit card, we help you fill out the direct deposit form, and we even email it or print it for your employer.
- Loading money through your employer is FREE.
Are you an employer and want to use Venti to freely pay your employees?
Call us at 1-877-316-6532 or email [email protected].
2 days early
Inside the app
The Venti app
Get the app
Use Venti on your Apple device or Android device.
In the App Store and Google Play, look for VENTI Global.
Take a tour of the Venti app
Tap each part of the screen to see what it does.
-
Your Dashboard
Your Available Balance is the first thing you see. Tap LIVE CHAT and talk to a REAL customer service rep for help.
-
All your balances in one place
View your primary wallet balance, virtual debit card balance, physical debit card balance, and investment balances all in one place.
-
My Sub Accounts
Organize and manage your money your way. See the total in your sub accounts.
-
Load Money
Tap Load Money to add money to your wallet. Link an account in Linked Accounts to load from it.
-
Send Money and Request Funds
Send money to the people you care for. Use Request Funds to ask for money. Sending to another Venti wallet is FREE, and so is Request Funds.
-
Move Money Globally
Send money to family and friends in over 60 countries.
-
Pending Purchases and Scheduled Transactions
Check your Pending Purchases. Use Scheduled Transactions to set up payments for later.
-
My QR Code
You have your own QR code. Use it to send and request funds.
-
Bottom navigation
Manage your account settings, mobile wallet, debit card, portfolio (buy and sell stocks, gold and silver), make marketplace purchases, and manage Venti Wireless.
Not FDIC insured. Not a bank deposit. May lose value.
Like all investments, there’s potential for gains and losses so take charge and decide your pace.
Safety
Safe and private
All funds loaded to your Venti debit cards are FDIC insured.
Mobile Wallet Funds are not FDIC insured.
Only you get in
Confirm your identity with a PIN, fingerprint or iris/face scan.
Your PIN and question
Make a 4-digit PIN. Add your own security question, so we know it is you when you call.
Encrypted
The app uses end-to-end encryption.
Stop it fast
Suspend your account with one click.
You can also suspend your debit card(s) in real time.
Your ID
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
Your privacy
For nonpublic personal financial information, Venti does not share information with affiliates for their everyday business purposes or marketing, and does not share with nonaffiliates for their own marketing, except as permitted by law or with your direction or consent.
Talk to a person
Call, email or chat with us.
- [email protected]
- Tap LIVE CHAT in the app
Our support team is here 24 hours a day, 7 days a week, 365 days a year.
You can also send a help ticket in the app.
- Lost your phone or card? Call us right away at 1-877-316-6532.
- If you think someone used your account, call us right away.
- Keep your PIN, user ID and password safe.
- Never put a password, PIN, account number or one-time code in an email.
- Never share your password, PIN or one-time code, and never let anyone control your phone.
Questions people ask
Is Venti a bank?
No. Venti is a financial technology company, not a bank.
What does it cost?
There are no set-up or monthly fees.
Some ways to move money have a fee. For example, loading from a U.S. bank account costs $1.00 per transaction.
Is my money insured?
All funds loaded to your Venti debit cards are FDIC insured.
Mobile Wallet Funds are not FDIC insured.
Can I send money to another country?
Transfer money to over 60 countries.
Sending money to another country costs $4.00 or less.
Before you send, the app shows the exchange rate, the fee and how much will arrive.
What ID do I need?
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
If you want a balance over $500, we also ask for your social security number or country identification number.
What can I do in the app?
See your balance and sort money into sub accounts.
Load, send and request funds, move money globally, and pay bills and invoices.
You can also shop in the Marketplace.
More in the app
More ways to use Venti
Venti Wireless
Phone service in the United States. Bring your own device. Plans start at $15.00 per month.
2 GB 5 GB 15 GB 40 GB $15per month $25per month $40per month $55per month Unlimited Talk & Text
Sample screen
Add money your way
Load cash through a network of over 100,000 retail locations, or load money from a bank account, credit card or debit card. You can even request funds from other users.
Virtual gift cards
Create up to 5 virtual gift cards for yourself, or send gift cards to others, and load them right from your mobile wallet. Creating a Venti gift card is a third of the cost of buying one from a store.
Marketplace
Make everyday purchases in one online marketplace. No credit card or personal information is used to buy.
Not FDIC insured. Not a bank deposit. May lose value.
Send to PayPal, Venmo or a debit card
PayPal or Venmo: $1.50. Any U.S. debit card: $1.50.
Pay bills
Load, send and request funds, move money globally, and pay bills and invoices.
Invite friends and family
Invite friends and family to join Venti by text or email.
Stocks, gold and silver
Buy and sell stocks
Buy and sell stocks in your wallet.
Buy and Sell Gold and Silver
Buy, move and sell gold and silver from your wallet.
Like all investments, there’s potential for gains and losses so take charge and decide your pace.
Not FDIC insured. Not a bank deposit. May lose value.
Open your Venti Wallet account
Create custom sub accounts to manage your money.
Create your free Venti wallet. There are no set-up or monthly fees.
Sample screen
Create your account on our website.
If we ask for a one-time code, enter it to confirm it’s you.
Get the Venti app on your phone, or sign in on the website, and start using your wallet.
You can do it on your phone or on a computer.
ANDROID
iPhone